Finding Ways To Keep Up With

Features That an Auto Insurer Knows About You

When you get into an accident with your vehicle, and you had insured it with an insurance company you will be paid for the damage that will occur to you. The money to be paid will depend on the type of policy that you had taken with an insurance company. An insurance company can cover many losses including theft and even natural disasters. The following are the things that an insurance company will be able to know about you.

An insurance company will be able to know about your driving record. Your driving record will be able to show all the places that you have had a driving license. All the mistakes that you will have done in the past will be known by the insurer. Your driving history also includes all the crashes that you have had in the past and have been reported even those that you were not cited.

Your driving license status will be known by the insurance company. The insurance company will be able to tell if you possess a valid driving license or not. The insurer will also know if your license has ever been revoked and the reason why it was suspended. The insurer will also be in a position to know if you have been paying your child support or not.

Your claim history will be known by the insurance company. When you have a comprehensive cover your vehicle will be covered for all the damages that may occur to it including a crack of the windshield from flying rock. A report that the insurance company will get will tell all your claim history even those that you have made with other insurance companies before. The insurance company may refuse to cover your vehicle if you have many claims in the past.

The other thing that an insurance company will be able to know about you will be your credit history. Your credit history will show the insurance company if you are able to pay the premiums of your cover. If at any instance you have ever failed to pay your credits it will reduce your score for an insurance cover with a certain insurance company. In conclusion, the above points show the things that an insurance company knows about you.